Health is the most valuable resource and also the biggest investment. Let's reveal the best age to buy health insurance.
Health Insurance
Life is uncertain and you do not want medical bills taking a dunk at your pocket. That's where health insurance comes to save the day.
Best Age
The best age to get health insurance is considered 25 to 30 years as you are possibly in good health.
No medical history
When you are young and free of comorbidities, the insurance premium will be at the lowest.
Average Premium
At 25-30, the average health insurance premium cost in a metro city for the sum of Rs. 5 lakhs is up to 3k only.
No Claim Reward
Since you are young and are unlikely to claim the insurance in the subsequent years, you will get the no-claim reward every year.
Family planning
By their late 20s, most people are preparing to expand their families. Adding a maternity plan can be a handy add-on.
Conclusion
Many health insurance companies also cover psychiatrist services which can enhance your mental well-being.